Merchant Services
Accept payments anywhere with our POS terminals, payment gateway, and QR code solutions. Competitive merchant discount rate of 2.5% with next-day settlement.
Key Features
- POS terminal (Android smart terminal)
- Online payment gateway integration
- QR code payment acceptance
- Next-day settlement to your account
- Real-time transaction dashboard
- Multi-currency acceptance
Rates & Charges
- QR Payments: 1.5% per transaction
- Payment Gateway: KES 5,000 setup + 2.5%
- POS Terminal Rental: KES 2,000/month
- Merchant Discount Rate: 2.5%
Eligibility Requirements
- Registered business in Kenya
- Active Omni-Trust business account
- Physical or online business premises
- Valid business permit
Required Documents
- 📋 Certificate of Incorporation — Bring to branch
- 📋 Business permit — Bring to branch
- 📋 KRA PIN Certificate — Bring to branch
- 📋 Proof of business premises — Bring to branch
Frequently Asked Questions
Find answers to common questions about our services.
How quickly do I get settled?
Can I accept international cards?
Do you provide e-commerce integration?
Terms & Conditions
Merchant Services are subject to the Merchant Agreement and the card scheme rules of Visa and Mastercard. The merchant is responsible for ensuring PCI-DSS compliance in handling cardholder data.Chargebacks initiated by cardholders will be debited from the merchant's settlement account. Excessive chargeback rates may result in additional fees or termination of the merchant facility.
Ready to Get Started?
Open your Merchant Services today. Visit any branch or apply online.
Apply for Merchant Services
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