Business Current Account
Comprehensive business transaction account with payroll management, bulk payments, and a dedicated relationship manager. Ideal for established enterprises.
Key Features
- Payroll management for 50+ staff free
- Bulk payment CSV upload
- Dedicated M-Pesa paybill number
- Multi-signatory internet banking
- Dedicated relationship manager
- Detailed monthly analytics report
Rates & Charges
- RTGS Transfer: KES 200
- Payroll Processing: KES 30/employee
- Monthly Maintenance: KES 500
- Local Transfers (first 10): Free
Eligibility Requirements
- Registered business in Kenya
- Certificate of Incorporation
- CR12 form (company directors)
- Board resolution for account opening
- Minimum annual turnover KES 5M
Required Documents
- 📋 Certificate of Incorporation — Bring to branch
- 📋 CR12 Form — Bring to branch
- 📋 Board Resolution — Bring to branch
- 📋 KRA PIN Certificate — Bring to branch
Frequently Asked Questions
Find answers to common questions about our services.
Can we have multiple authorized signatories?
Is there a minimum balance requirement?
How do we set up payroll?
Terms & Conditions
Business Current Accounts are governed by the Commercial Banking Terms and Conditions. The company is jointly and severally liable for all transactions conducted on the account. Changes to signatories require a new board resolution.The Bank reserves the right to conduct periodic due diligence reviews on business accounts in compliance with Anti-Money Laundering regulations.
Ready to Get Started?
Open your Business Current Account today. Visit any branch or apply online.
Apply for Business Current Account
Related Products
Comprehensive financial solutions designed for individuals, businesses, and institutions.
Business Current Account
Business BankingComprehensive business transaction account with payroll management, bulk payments, and a dedicated relationship manager. Ideal for established enterprises.
RTGS Transfer: KES 200
From KES 10,000
Business Savings Account
Business BankingPut your business surplus to work with competitive interest of 3% p.a. while maintaining easy access to funds for operational needs.
Interest Rate: 3.0% p.a.
From KES 0
Overdraft Facility
Business BankingFlexible revolving credit facility up to KES 10 million to manage cash flow gaps. Interest charged only on the utilized amount with no fixed repayment schedule.
Renewal Fee: 1% annually
From KES 500,000
Invoice Discounting
Business BankingUnlock up to 80% of your outstanding invoice value within 24 hours. Improve cash flow without waiting for customer payments. Confidential facility available.
Facility Fee: 1% p.a.
From KES 100,000