Savings Account
Grow your wealth with competitive tiered interest rates up to 7.5% p.a. on your deposits. Start with as little as KES 1,000 and enjoy free mobile banking and Visa debit card.
Key Features
["Tiered interest up to 7.5% p.a.","Free Visa debit card included","Free mobile and internet banking","No monthly maintenance fee","Free e-statements delivered monthly","Standing orders and direct debits available"]
Rates & Charges
- Tier 3 (1M+): 7.5% p.a.
- Tier 1 (1K-100K): 4.5% p.a.
- Tier 2 (100K-1M): 6.0% p.a.
- Account Maintenance: Free
Eligibility Requirements
- Kenyan citizen or resident aged 18+
- Valid National ID or Passport
- Minimum opening deposit of KES 1,000
Required Documents
- 📋 National ID or Passport — Bring to branch
- 📋 KRA PIN Certificate — Bring to branch
- 📋 Recent utility bill or bank statement — Bring to branch
- 📋 Passport-size photograph — Bring to branch
Frequently Asked Questions
Find answers to common questions about our services.
How is the tiered interest calculated?
Can I withdraw funds at any time?
Is there a maximum balance limit?
Terms & Conditions
This Savings Account is governed by the terms of the Omni-Trust Bank Kenya General Account Terms and Conditions. Interest is calculated daily on end-of-day balances and credited monthly. The Bank reserves the right to adjust interest rates with 30 days' prior written notice.Accounts inactive for 24 consecutive months will be classified as dormant and a reactivation fee may apply. Deposits are protected by the Kenya Deposit Insurance Corporation (KDIC) up to the statutory limit.
Regulatory Disclosures
Ready to Get Started?
Open your Savings Account today. Visit any branch or apply online.